# Guerami Law Firm > Maryland attorneys specializing in bankruptcy, debt settlement, commercial debt settlement, debtor protection, judgment contests, debt collection harassment defense, and collection lawsuit defense. ## About Guerami Law Firm is a Maryland-based law firm that helps individuals and businesses overcome financial challenges. The firm offers free consultations and serves clients throughout all 24 Maryland counties and over 100 cities. **Office:** 3 Bethesda Metro Center, Suite 700, Bethesda, MD 20814 **Phone:** (240) 372-5225 **Email:** info@gueramilaw.com ## Practice Areas - [Bankruptcy Law](/bankruptcy): Eliminate or restructure debts through Chapter 7, 11, or 13 bankruptcy filings in Maryland's federal courts. - [Chapter 7 Bankruptcy](/chapter-7): Complete debt elimination for qualifying individuals — most unsecured debts discharged in 3–4 months. - [Chapter 11 Bankruptcy](/chapter-11): Business reorganization allowing companies to restructure debts while continuing operations. - [Chapter 13 Bankruptcy](/chapter-13): Court-supervised repayment plan over 3–5 years — keep your property while catching up on debts. - [Debt Settlement](/debt-settlement): Negotiate with creditors to reduce what you owe — often without filing for bankruptcy. - [Commercial Debt Settlement](/commercial-debt-settlement): Strategic negotiation to resolve business debts, protect vendor relationships, and avoid costly litigation or bankruptcy. - [Judgement Contests](/judgement-contests): Challenge improper or unjust judgements entered against you in Maryland courts. - [Debt Collection Harassment](/debt-collection-harassment): Stop abusive debt collectors and enforce your rights under federal and Maryland law. - [Debtor Protection](/debtor-protection): Understand wage garnishment limits, property exemptions, and other debtor protections in Maryland. - [Collection Lawsuit Defense](/collection-lawsuit-defense): Defend against creditor lawsuits and negotiate favorable settlements. ## Additional Pages - [FAQ](/faq): Frequently asked questions about debt relief in Maryland. - [About](/about): Learn about the Guerami Law Firm team and mission. - [Contact](/contact): Get in touch for a free consultation. - [Service Areas](/service-areas): Areas served throughout Maryland. - [Debt Relief Quiz](/quiz): Find out which debt relief option may be right for you. - [Privacy Policy](/privacy-policy): Our privacy practices and policies. ## For More Information For detailed content on all pages, see [llms-full.txt](/llms-full.txt).